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Clarence

Gets a Bargain

Ages 6–10 • Grades 1–5 • Lexile AD 620L • Guided Reading L–N
A Playful Introduction to Real-World Money Skills
Cloaked in a fun story about a young boy who earns a robot reward — and learns to shop like a pro
Written & Illustrated by Jonathan Bach
Invest in Your Kid’s Future — $14.99
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Pages
0
Financial Concepts
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Page Glossary
Laughs
Clarence doing his shopping homework

Shopping Homework? Yes, Really.

Clarence learns that the best deals don’t just fall in your lap. Through hands-on “shopping homework,” he discovers how to compare prices, read ads, and find the real value behind every price tag. Your kids will too.

Clarence comparing two RoBimmie robots in the store

The Smart Discovery

Clarence finds a marked-down RoBimmie and takes it back to compare with the newer models. Two small differences — a slightly smaller screen and an antenna. One much smarter choice. This is the moment kids learn that newer doesn’t always mean better.

Clarence pointing at the coupon at checkout

The Coupon Twist.

Clarence remembers the sale ad he shoved in his pocket before leaving the house. He pulls out an extra 10% off coupon and hands it to the cashier like a tiny attorney presenting Exhibit A. The price drops again. Mom’s jaw drops a little too. That’s the moment the whole book builds toward — and the one kids remember longest.

Flip Through Clarence’s Coupon Book!

Click to open • Flip pages by clicking left/right • Arrow keys work

Clarence celebrating his smart shopping win

Clarence Did It. Your Kids Can Too.

The first money book your kid will actually ask to read again.
$14.99
Softcover • Full Color • Ages 6–10
Buy Direct - $14.99 Barnes & Noble IndieBound

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What People Are Saying

5-Star Reviews

★★★★★
“An absolute masterclass in early-stage financial literacy. This book seamlessly bridges the gap between engaging, character-driven storytelling and core economic competencies.”
Maryann Milewski Moskal
Veteran Elementary School Educator · 30+ Years K–5
★★★★★
“My students fought over who got to hold the book during read-aloud. Fought. Over a book about money.”
Anonymous Teacher
3rd Grade, NJ Public Schools
★★★★★
“The twist at the end caught me completely off guard. I laughed so hard my kid asked me if I was OK. Needed this book 30 years ago.”
David R.
Parent & Educator
★★★★★
“This book was really interesting and fun to read! It taught me how to get sales to save money, which made me feel more grown-up and smart.”
Josie K.
Student, Age 10
Dad explaining savings to Clarence after the Sea-Mart trip

The Book That Belongs in Every K–5 Classroom

Financial literacy is usually treated as a “high school” topic, but research shows that money habits are formed by age seven (University of Cambridge, 2013). Most educational books on this subject are either too dry for a first-grader or too simplistic for a fifth-grader.

Clarence Gets a Bargain bridges that gap. It is a 36-page narrative tool designed for K–5 classrooms, libraries, and financial education programs. We don’t just tell a story; we provide a roadmap for the following core concepts:

  • Behavioral Economics: Navigating the “Wants vs. Needs” conflict through character-driven stakes.
  • Real-World Math: Practical applications of percentage markdowns, sale pricing, and coupon savings.
  • College Savings: A rare, age-appropriate introduction to long-term college savings accounts and family budgeting.
  • The Financial Glossary: Two full pages of page-referenced definitions — every term links back to the exact page where it appears in the story. Kids look up a word, see “p. 14,” and flip back in. The glossary doesn’t close the book. It reopens it.

Stop teaching money with abstract worksheets. Teach it with a mission.

DOWNLOAD THE EDUCATOR’S PREVIEW
What Educators Are Saying
“An absolute masterclass in early-stage financial literacy. This book seamlessly bridges the gap between engaging, character-driven storytelling and core economic competencies.”
Maryann Milewski Moskal
Veteran Elementary School Educator · 30+ Years K–5 Classroom Experience
“Jonathan, your book is full of so many little lessons that kids can really learn from. I love how it shows things that cost money and that kids might not always realize, and how it explains rewards and the difference between wants and needs. The way you talk about sales and clearance and why those things are important is really helpful. I like how it shows that there is nothing wrong with the robots on the shelf that the child was choosing and that just because something is a good deal does not mean you have to buy it. I love the hands-on moments like using the coupon at the register and learning why saving money is important. The introduction to 529 accounts is a great way to show how saving for the future works. There are so many financial terms in the book like bills, budget, sales tax, tuition, charity, and more that will help kids start to understand how money works. It is nice to see those terms at the end so kids can look back and remember them! The book teaches kids to be smart consumers, to think carefully about money, and to make thoughtful choices. It is full of small lessons that will really stick with them, and it does it in such a kind and easy way!”
Wally Luckeydoo, Ed.D.
2026 Jump$tart Corey Carlisle Public Policy Award Winner | 2025 TETA Outstanding Teacher of the Year | 2024 TN Jump$tart Educator of the Year
Education Connections

Supports National Education Frameworks

The concepts in Clarence Gets a Bargain support recognized 1–5 financial literacy and academic frameworks. Educators may find natural connections to the standards below.

Book Concept
Pages
Related Frameworks
Income
p. 3
Jump$tart: Earning IncomeCEE: Earning IncomeCCSS.Math.2.MD.C.8
Bills
pp. 3, 24
Jump$tart: SpendingCEE: SpendingCCSS.Math.2.MD.C.8
Mortgage
p. 3
Jump$tart: Managing CreditCEE: Managing Credit
Charity & Giving
p. 4
Jump$tart: SpendingCEE: SavingCCSS.ELA-RL.2.2
Wants vs. Needs
pp. 4–8
Jump$tart: SpendingCCSS.ELA-RI.2.1CEE: Spending
Budgeting & Goal Setting
pp. 9–14
Jump$tart: SpendingCCSS.Math.2.OA.A.1FDIC Money Smart
Comparison Shopping
pp. 15–20
Jump$tart: SpendingCCSS.Math.3.NBT.A.2CEE: Spending
Coupons & Percentage Markdowns
pp. 16–22
Jump$tart: SpendingCCSS.Math.5.NBT.B.7Hands on Banking K–5
Sales Tax Calculation
pp. 23–25
CCSS.Math.5.NF.B.4Jump$tart: Spending
529 College Savings Account
pp. 26–28
Jump$tart: SavingCEE: SavingFDIC Money Smart
Receipts & Record-Keeping
p. 22
Jump$tart: SpendingCEE: Spending
Savings & Delayed Gratification
p. 24
Jump$tart: SavingCEE: SavingCCSS.Math.2.OA.A.1
Consumer Awareness
p. 29
CEE: SpendingJump$tart: Spending
Clearance & Markdown Shopping
pp. 16–19
CCSS.Math.3.NBT.A.2Jump$tart: Spending
Sale Events (Black Friday, Cyber Monday, Prime Day)
p. 32
CEE: SpendingJump$tart: Spending
Financial Glossary
pp. 33–34
CCSS.ELA-L.3.4Jump$tart: All Topics†

*Jump$tart and CEE topic names reference the 2021 National Standards for Personal Financial Education, co-published by the Jump$tart Coalition and Council for Economic Education. CCSS codes reference the Common Core State Standards. FDIC labels reference the FDIC Money Smart program. Hands on Banking K–5 is a financial education program provided by Wells Fargo.
Framework connections are suggested by the author based on book content and have not been formally verified or endorsed by the listed organizations. Educators are encouraged to review alignment for their specific curriculum requirements.
† Glossary supports vocabulary across all six topic areas.

Book Specifications & Cataloging Data

Format
Softcover
Pages
36
Age Range
6–10
Grade Level
1–5
Trim Size
11×8.5″
Binding
Perfect Bound
Library
Binding Avail.
Interior
Full Color
Reading Level
Guided: L–N
Lexile
AD 620L
Publication
2026
Price
$14.99
BISAC
JNF013000
ISBN
979-8-234-02145-8
Supports Jump$tart Financial Literacy Goals
Complements FDIC Money Smart Themes
Connects to Common Core Math & ELA Concepts
Reinforces Council for Economic Education Topics
Turnkey Ecosystem

Program in a Box: A Complete 4-Week Financial Literacy Module

Every resource below was built alongside the book — not as an afterthought. The lesson plans reference the same frameworks your district already uses. The assessments are built to support pre/post documentation. The family activities extend learning beyond the classroom. Download everything. It’s all free.

FREE

Educator Preview

The page you send your principal. A guided walkthrough of all six financial concepts in the book, with actual illustrations, a 7-stop story timeline, standards-at-a-glance across Jump$tart, Common Core, and CEE, bulk pricing tiers, and a cliffhanger that makes administrators want to read the ending. Scroll-animated, smartboard-ready, built for the person who signs the purchase order.

Explore Preview
FREE

Zero-Prep Lesson Plans

Three 15-minute modules you can teach tomorrow with nothing but the book and a screen. Each module has a built-in countdown timer, a hands-on activity with coupon-style student cards, and a one-click Presentation Mode that turns your smartboard into a full-screen, arrow-key-navigable lesson. Covers needs vs. wants, coupons and discounts, and saving goals. Zero prep means zero prep.

Explore Lessons
FREE

The Money Talk

36 discussion prompts organized into three chapter sections, with a Classroom/Home toggle that swaps facilitation tips for family activities. Filter by depth (Starter, Intermediate, Advanced) or hit the Random button and go. Every prompt expands to reveal a teacher tip or a “Try This at Home” activity. Works at a desk, a dinner table, or in the car on the way to the grocery store.

Explore Guide
FREE

Smart Shopper Challenge

A five-question interactive quiz that students take on any device. Scenario-based questions with Clarence in every card, instant scoring, animated star ratings, and a printable certificate with the student’s name. Educators get a built-in toolkit with answer key, standards alignment, and a print-ready worksheet version. Use it as a pre/post assessment or a standalone Friday activity.

Explore Assessment
FREE

Sea-Mart Secret Mission

A three-mission family grocery store adventure. Kids enter their Agent Name, sort items into needs vs. wants, hunt for real sale prices, and compare brands side-by-side — all at the actual store. Missions unlock sequentially, and completing all three earns a rank (Bargain Apprentice to Chief Bargain Officer) on a printable mission report. The book comes alive in aisle five.

Explore Activity
FREE

Curriculum Alignment Matrix

An interactive standards map covering six core financial concepts across four national frameworks: Jump$tart, Common Core Math, Common Core ELA, and CEE. Filter by framework or grade level (1–5), expand any concept to see every aligned standard with its code and description, and generate a custom report for your grant application. Built for purchase orders, grant applications, and district adoption packets.

Explore Chart
Procurement

Institutional & Bulk Ordering

Built for how schools and institutions actually buy books. Schools, libraries, financial education programs, credit unions, and community organizations welcome.

01

Request Examination Copy

For school curriculum directors, librarians, and PTA leadership. Submit your institutional email to receive a complimentary review copy for adoption evaluation.

Request Exam Copy
02

Request Bulk Quote (25+ Copies)

Volume pricing for school districts, local credit unions, Scout troops, libraries, and community organizations. Title I volume discounts available.

Request a Quote
03

Enterprise & Co-Branding Partnerships

Custom co-branded editions for corporate sponsors, financial institutions, and national programs. Available for financial institution outreach programs, state-level financial literacy initiatives, and national educational partnerships.

Contact Us

We accept Purchase Orders (POs), offer Net 30 terms, and support Title I volume pricing. Contact us to discuss your institution’s procurement process.

Purchase Orders (PO)
Net 30 Terms
Title I Pricing
For Institutional Decision Makers

A Financial Literacy Resource
Built for the Classroom.

Clarence Gets a Bargain is a Lexile-rated (AD 620L) financial literacy resource. The concepts in the book support themes featured in FDIC Money Smart for Young People and topics covered by Jump$tart National Standards for K–12 Personal Finance Education. It includes pre-built family engagement activities, making it a natural fit for Title I supplemental material programs and corporate financial literacy philanthropy.

When your team asks why you selected this resource, the framework connections are there: Jump$tart topics (Spending, Saving, Earning Income, Managing Credit). Common Core CCSS.Math.5.NBT.B.7. FDIC Money Smart K–5 themes. Council for Economic Education topics. These connections are suggested by the author based on book content and have not been formally verified or endorsed by those organizations. Pre- and post-assessment activities included.

And the kids actually think it’s hilarious.