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Clarence Gets a Bargain

Ages 6–10 • Grades 1–5 • Est. Lexile AD 620L • Est. Guided Reading L–N
From impulsive young spenders to aware, educated consumers.
One funny story about a boy and his dream robot takes kids from “I want it” to “Is it worth it?” They’re laughing too hard to notice.
Written & Illustrated by Jonathan Bach
Educator Approved Jump$tart Aligned 4 Standards Frameworks Ages 6–10
36
Pages
16+
Concepts
4
Frameworks
♾️
Laughs
Clarence doing his shopping homework

Shopping Homework? Yes, Really.

Clarence learns that the best deals don’t just fall in your lap. Through hands-on “shopping homework,” he discovers how to compare prices, read ads, and find the real value behind every price tag. Your kids will too.

Clarence comparing two RoBimmie robots in the store

The Smart Discovery

Clarence finds a marked-down RoBimmie and takes it back to compare with the newer models. Two small differences — a slightly smaller screen and an antenna. One much smarter choice. This is the moment kids learn that newer doesn’t always mean better.

“Characters are adorable. Lessons are spread throughout adventure in such a sweet way. It certainly doesn’t feel like a text book but the glossary is an awesome resource. Well done, Mr. Bach!”

Melanie
Certified Financial Planner
The Book

Front & Back Cover

Clarence Gets a Bargain — Front Cover
Front Cover 🔍 Tap to zoom
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Clarence Gets a Bargain — Back Cover
Back Cover 🔍 Tap to zoom

Flip Through Clarence’s Coupon Book!

Click to open • Flip pages by clicking left/right • Arrow keys work

Imagine This

Page 22. Aisle Five.

Your kid is at the checkout line. They have been holding a coupon for ten minutes — clutching it like a winning lottery ticket.

The cashier scans the robot box.

“That’ll be $19.99.”

Your kid pauses. Eyes flicker. They are doing math.

“Wait. With the 20% markdown and the $2 coupon… isn’t that $13.99?”

The cashier looks at you. You look at your kid.

Your kid just did real-world math at a register. For fun. Because it mattered to them.

That is what this book does.

Get the Book — $19.99
Clarence celebrating his smart shopping win

Clarence Did It. Your Kids Can Too.

36 pages of adventure. 16+ concepts. One very determined kid with a robot obsession.
$19.99
Hardbound • Full Color • Ages 6–10 • + $5.99 shipping
🎁 Makes a wildly good gift • Ships ready to wrap
Everything You Get — All Free With The Book
📚 Clarence Gets a Bargain (36-page hardbound)The book
📝 Zero-Prep Lesson Plans (3 modules)~6 hrs saved
💬 36 Discussion Prompts (The Money Talk)~3 hrs saved
🎯 Smart Shopper Challenge + Certificate~2 hrs saved
🛒 Sea-Mart Secret Mission (real-store activity)~2 hrs saved
📊 Curriculum Alignment Matrix (Jump$tart, CCSS, CEE)~8 hrs saved
📁 Educator Preview & Standards Charts~1 hr saved
22+ Hours of Teacher Prep Included · $19.99
🛡️
30-Day Love-It-or-Return-It Promise
If it doesn’t make your kid laugh AND learn, send it back. No questions, no hard feelings.

They Didn’t Expect to Love a Money Book.

Read it? Add your review →

🍎
★★★★★

“My students fought over who got to hold the book during read-aloud. Fought. Over a book about money.”

Anonymous Teacher
3rd Grade • NJ Public Schools
🤖
★★★★★

“It taught me how to get sales to save money, which made me feel more grown-up and smart. I would recommend this book to other kids!”

Josie K., Age 10
Student Reader

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Join educators and parents who are teaching kids real-world money skills.

Dad explaining savings to Clarence after the Sea-Mart trip

Why Clarence Belongs in Your Curriculum

Financial literacy is usually treated as a “high school” topic, but research shows that money habits are largely formed by age seven1. Most educational books on this subject are either too dry for a first-grader or too simplistic for a fifth-grader.

Clarence Gets a Bargain closes that gap. It is a 36-page narrative tool built for K–5 classrooms, libraries, and financial education programs. The book itself is the lesson plan. Here is what is in it:

  • Behavioral Economics: The Wants vs. Needs decision, with real stakes a seven-year-old can feel.
  • Real-World Math: Percentage markdowns, sale pricing, and coupon savings applied at a register, not on a worksheet.
  • College Savings: A rare, age-appropriate look at long-term college savings accounts and household budgeting.
  • The Financial Glossary: Two pages of page-referenced definitions. That is what makes the book defensible as curriculum, not just a picture book.

Stop teaching money with abstract worksheets. Teach it with a mission.

DOWNLOAD THE EDUCATOR’S PREVIEW

1 Whitebread, D. & Bingham, S. (2013). Habit Formation and Learning in Young Children. Money Advice Service / University of Cambridge.

The Big Six. (Plus Many More.)

Every concept is woven into the plot — kids absorb them because the story demands it, not because a worksheet tells them to.

🤔

Wants vs. Needs

The foundation of every smart money decision. Clarence learns to weigh what he wants against what he’ll really use — the tension drives the whole story.

Pages 4–8
🎯

Budgeting & Goal Setting

How do you save for something big? Clarence does the math, makes a plan, and learns that chores and patience are actually a finance strategy.

Pages 9–14
🔍

Comparison Shopping

Sea-Mart has two robots. Different prices. Same brand. Clarence learns that not all deals are what they seem — and smarter shopping wins.

Pages 15–20

Coupons & Markdowns

Real coupon math. Percentage off. Sale events. Clarence crunches numbers at the register in a scene kids actually cheer for.

Pages 16–22
🎓

College Savings (529)

A rare, age-appropriate introduction to long-term savings. Dad explains the future in a way that makes a 7-year-old nod seriously.

Pages 26–28
💡

Consumer Awareness

Think before you buy. Just because it’s a deal doesn’t mean you need it. Clarence learns the hardest lesson — and nails it.

Page 29
What Educators Are Saying
“An absolute masterclass in early-stage financial literacy. This book seamlessly bridges the gap between engaging, character-driven storytelling and core economic competencies.”
Maryann Milewski Moskal
Veteran Elementary School Educator  ·  30+ Years Classroom Experience
“Jonathan, your book is full of so many little lessons that kids can really learn from. I love how it shows things that cost money and that kids might not always realize, and how it explains rewards and the difference between wants and needs. The way you talk about sales and clearance and why those things are important is really helpful. I like how it shows that there is nothing wrong with the robots on the shelf that the child was choosing and that just because something is a good deal does not mean you have to buy it. I love the hands-on moments like using the coupon at the register and learning why saving money is important. The introduction to 529 accounts is a great way to show how saving for the future works. There are so many financial terms in the book like bills, budget, sales tax, tuition, charity, and more that will help kids start to understand how money works. It is nice to see those terms at the end so kids can look back and remember them! The book teaches kids to be smart consumers, to think carefully about money, and to make thoughtful choices. It is full of small lessons that will really stick with them, and it does it in such a kind and easy way!”
Wally Luckeydoo, Ed.D.
2026 EIFLE Educator of the Year | 2026 Jump$tart Corey Carlisle Public Policy Award Winner | 2025 TETA Outstanding Teacher of the Year | 2024 TN Jump$tart Educator of the Year
See All Review Cards →

Supports National Education Frameworks

The concepts in Clarence Gets a Bargain support recognized 1–5 financial literacy and academic frameworks. Educators may find natural connections to the standards below.

Book Concept
Pages
Related Frameworks
Income
p. 3
Jump$tart: Earning IncomeCEE: Earning IncomeCCSS.Math.2.MD.C.8
Bills
pp. 3, 24
Jump$tart: SpendingCEE: SpendingCCSS.Math.2.MD.C.8
Mortgage
p. 3
Jump$tart: Managing CreditCEE: Managing Credit
Charity & Giving
p. 4
Jump$tart: SpendingCEE: SavingCCSS.ELA-RL.2.2
Wants vs. Needs
pp. 4–8
Jump$tart: SpendingCCSS.ELA-RI.2.1CEE: Spending
Budgeting & Goal Setting
pp. 9–14
Jump$tart: SpendingCCSS.Math.2.OA.A.1FDIC Money Smart
Comparison Shopping
pp. 15–20
Jump$tart: SpendingCCSS.Math.3.NBT.A.2CEE: Spending
Coupons & Percentage Markdowns
pp. 16–22
Jump$tart: SpendingCCSS.Math.5.NBT.B.7Hands on Banking K–5
Sales Tax Calculation
pp. 23–25
CCSS.Math.5.NF.B.4Jump$tart: Spending
529 College Savings Account
pp. 26–28
Jump$tart: SavingCEE: SavingFDIC Money Smart
Receipts & Record-Keeping
p. 22
Jump$tart: SpendingCEE: Spending
Savings & Delayed Gratification
p. 24
Jump$tart: SavingCEE: SavingCCSS.Math.2.OA.A.1
Consumer Awareness
p. 29
CEE: SpendingJump$tart: Spending
Clearance & Markdown Shopping
pp. 16–19
CCSS.Math.3.NBT.A.2Jump$tart: Spending
Sale Events (Black Friday, Cyber Monday, Prime Day)
p. 32
CEE: SpendingJump$tart: Spending
Financial Glossary
pp. 33–34
CCSS.ELA-L.3.4Jump$tart: All Topics†

*Jump$tart and CEE topic names reference the 2021 National Standards for Personal Financial Education, co-published by the Jump$tart Coalition and Council for Economic Education. CCSS codes reference the Common Core State Standards. FDIC labels reference the FDIC Money Smart and Hands on Banking programs.
Framework connections are suggested by the author based on book content and have not been formally verified or endorsed by the listed organizations. Educators are encouraged to review alignment for their specific curriculum requirements.
† Glossary supports vocabulary across every concept covered.

Book Specifications & Cataloging Data

Format
Hardbound
Pages
36
Age Range
6–10
Grade Level
1–5
Trim Size
11×8.5″
Binding
Case Bound
Library
Binding Avail.
Interior
Full Color
Reading Level
Est. Guided: L–N
Lexile
Est. AD 620L
Publication
2026
Price
$19.99 + $5.99 shipping
BISAC
JNF013000
Supports Jump$tart Financial Literacy Goals
Complements FDIC Money Smart Themes
Connects to Common Core Math & ELA Concepts
Reinforces Council for Economic Education Topics

Program in a Box: A Complete 4-Week Financial Literacy Module

Built alongside the book, not bolted on after. Lesson plans map to the frameworks your district already uses. Assessments produce the data grant reports require. All six tools. All free. All yours.

FREE

Educator Preview

The page you send your principal. A guided walkthrough of every financial concept covered, with actual illustrations, a 7-stop story timeline, standards-at-a-glance across Jump$tart, Common Core, and CEE, bulk pricing tiers, and a cliffhanger that makes administrators want to read the ending. Scroll-animated, smartboard-ready, built for the person who signs the purchase order.

Open the Preview
FREE

Zero-Prep Lesson Plans

Three 15-minute modules you can teach tomorrow with nothing but the book and a screen. Each module has a built-in countdown timer, a hands-on activity with coupon-style student cards, and a one-click Presentation Mode that turns your smartboard into a full-screen, arrow-key-navigable lesson. Covers needs vs. wants, coupons and discounts, and saving goals. Zero prep means zero prep.

Get the Lessons
FREE

The Money Talk

36 discussion prompts organized into three chapter sections, with a Classroom/Home toggle that swaps facilitation tips for family activities. Filter by depth (Starter, Intermediate, Advanced) or hit the Random button and go. Every prompt expands to reveal a teacher tip or a “Try This at Home” activity. Works at a desk, a dinner table, or in the car on the way to the grocery store.

Open the Guide
FREE

Smart Shopper Challenge

A five-question interactive quiz that students take on any device. Scenario-based questions with Clarence in every card, instant scoring, animated star ratings, and a printable certificate with the student’s name. Educators get a built-in toolkit with answer key, standards alignment, and a print-ready worksheet version. Use it as a pre/post assessment or a standalone Friday activity.

Try the Quiz
FREE

Sea-Mart Secret Mission

A three-mission family grocery store adventure. Kids enter their Agent Name, sort items into needs vs. wants, hunt for real sale prices, and compare brands side-by-side — all at the actual store. Missions unlock sequentially, and completing all three earns a rank (Bargain Apprentice to Chief Bargain Officer) on a printable mission report. The book comes alive in aisle five.

Start the Mission
FREE

Curriculum Alignment Matrix

An interactive standards map covering eight financial literacy concepts across four national frameworks: Jump$tart, Common Core Math, Common Core ELA, and CEE. Filter by framework or grade level (1–5), expand any concept to see every aligned standard with its code and description, and generate a custom report for your grant application. Built for purchase orders, Title I submissions, and CRA documentation.

Open the Matrix

Institutional & Bulk Ordering

Built for the way schools, libraries, credit unions, and financial education programs actually buy. Purchase orders welcomed. Net 30 standard. Title I pricing on file.

01

Request Examination Copy

For school curriculum directors, PTA leadership, and Jump$tart board members. Submit your institutional email to receive a complimentary review copy for adoption evaluation.

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02

Request Bulk Quote (25+ Copies)

Volume pricing for school districts, local credit unions, real estate brokerages, Scout troops, and community organizations. Title I volume discounts available.

Contact for Institutional Orders
03

Enterprise & Co-Branding Partnerships

Custom co-branded editions for corporate sponsors, financial institutions, and national programs. Available for CRA community development initiatives, financial institution outreach programs, and state-level financial literacy efforts.

Contact Us

We accept Purchase Orders (POs), offer Net 30 terms, and support Title I volume pricing. Contact us to discuss your institution’s procurement process.

Purchase Orders (PO)
Net 30 Terms
Title I Pricing
CRA Community Dev.

Let’s Clear This Up Fast.

Ages 6–10 is the sweet spot. First graders love the pictures and the robot drama. Fourth graders pick up on the money lessons. Estimated Guided Reading Level L–N, estimated Lexile AD 620L.
For now it’s a standalone book, but Clarence has more adventures coming. Sequels are in the works — because apparently one robot isn’t enough.
Absolutely. Clarence Gets a Bargain is designed for grades 1–5 classrooms, libraries, and financial education programs. It aligns with Jump$tart National Standards, Common Core Math & ELA, CEE, and FDIC Money Smart. Free lesson plans, discussion guides, and a full curriculum alignment matrix are available above — download everything. It’s all free.
Budgeting, comparison shopping, sale pricing, coupons and percentage markdowns, Wants vs. Needs, receipts and record-keeping, savings and delayed gratification, college savings accounts (529s), consumer awareness — plus a full glossary of money terms. 36 pages. Zero worksheets.
About 15–20 minutes as a read-aloud, or a single sitting for independent readers. Short enough to finish in one class period. Rich enough to fuel a month of discussion.
That’s exactly who this book is for. The story leads — the money lessons follow. There’s a robot, a plot twist, and a dad joke on page 31. Reluctant readers have been known to flip back to the beginning the moment they finish.
Especially you. Clarence and his family are comfortable — they can afford a robot from Sea-Mart, after all. But financial literacy isn’t about fixing a problem. It’s about planting a seed before one develops. Kids from comfortable homes still grow into adults who carry credit card debt, skip savings, and impulse-buy — because nobody gave them a framework when it was easy to learn. The habit you build at seven is the one that sticks at twenty-seven.
For Institutional Decision Makers

Build It Into the Budget.
Defend It to the Board.

Clarence Gets a Bargain is a financial literacy resource (estimated Lexile AD 620L) aligned with FDIC Money Smart for Young People themes and Jump$tart National Standards for K–12 Personal Finance Education. It includes pre-built family engagement activities, making it well-suited to support CRA community development initiatives, Title I supplemental material programs, and corporate financial literacy philanthropy.

When your team asks why you selected this resource, the answer is documented: Jump$tart National Standards (Spending, Saving, Earning Income, Managing Credit). Common Core CCSS.Math.5.NBT.B.7. FDIC Money Smart K–5 themes. Council for Economic Education topics. Pre- and post-assessment activities included.

And the kids actually think it’s hilarious.

Join the Conversation
#ClarenceGetsABargain #NowGoGetABargain #FinancialLiteracyForKids #TeachKidsMoney #KidsAndMoney #MoneySmartKids #WantsVsNeeds #KidLit #Edutainment #SmartShopper #FinancialLiteracyMonth #ClassroomReady #ReadAloud #KidLitIsAHit #KidFinIsAWin #Bookstagram
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Clarence

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