Clarence
No prep? No problem!
Zero Prep RequiredGrades 1–5

Zero-Prep
Lesson Plans

45 minutes to financial literacy — three modules, no prep, smartboard ready.

Materials Needed: NONE
Just the book and this page. Project on your smartboard or use on a tablet.
Mom

To the Educator: You don’t need a finance degree to teach this. Read the book. Follow the script. Let the kids do the talking. Each module runs 15 minutes — click “Launch Presentation Mode” to project on your classroom screen.

🛒
Module 1 • 15 Minutes
The Want vs. Need Showdown
Pages 1–12
📖 The Read

Read pages 1–12 aloud. Stop when Clarence realizes he doesn’t have enough money.

✋ The Activity — The Thumbs-Up Test

Call out items one at a time. Students give a thumbs-up for a NEED and a thumbs-down for a WANT.

🧥Winter Coat
🎮PlayStation
🥦Groceries
🍬Candy
🏠A Home
💡 The Lesson

“A budget prioritizes the thumbs-up items before the thumbs-down items. Needs come first — always.”

Tip
💡 Teacher Tip: Let students debate edge cases. Is a phone a need or a want? It depends on context — that’s the point.
🏷️
Module 2 • 15 Minutes
The Bargain Cartel
Pages 15–24
📖 The Read

Read pages 15–24. Stop when Clarence uses his coupon.

✋ The Activity — The Math

Write a price on the board. Tell students they have a coupon. Walk them through finding the new price.

$5.00
10% OFF
= $4.50
$10.00
25% OFF
= $7.50
$20.00
50% OFF
= $10.00
💡 The Lesson

“The price on the sticker isn’t always the price you pay. Smart shoppers do the math.”

RoBimmie
💡 Teacher Tip: Start with 50% — kids get halving. Then 25% (half of half). Build to 10% last.
🐷
Module 3 • 15 Minutes
The Payoff
Pages 25–36
📖 The Read

Read to the end of the book.

✋ The Activity — My Savings Goal

Every student writes down one thing they want, how much it costs, and how many weeks of allowance or chores it would take to buy it.

I want to save for: e.g., A new skateboard
It costs: e.g., $45.00
I can save per week: e.g., $5.00
🧮 Weeks to goal = Cost ÷ Weekly savings
💡 The Lesson

“Saving isn’t punishment — it’s a plan. The earlier you start, the sooner you get what you want.”

Clarence
💡 Teacher Tip: Connect to the 529 account from the book. Ask: What if a grown-up was saving for YOUR college right now?
Standards Alignment
Jump$tart SPD 1-3Jump$tart SVG 1-2CCSS.Math.2.OA.A.1CCSS.Math.3.NBT.A.2CCSS.ELA-RI.2.1CEE: SpendingCEE: Saving
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PO accepted • Net 30 terms • Title I volume discounts

Ages 6–10 • 36 pages • $19.99 retail